The BLD Financial Podcast
Education for Canadian real estate developers and investors. Josh Findlay and Ehren Laycock sit down with builders, investors and industry experts to unpack how capital, construction and the Canadian market really work.
All Episodes
Real Estate Development in Canada: The Brutal Reality ft. Darren Voros Ep. 33
“We’ve finally figured out the formula that works.” What does it really take to become a successful real estate developer? In this episode of the BLD Financial Podcast, Josh Findlay and Ehren Laycock sit down with Darren Voros, a…
Why Your Real Estate Deal Gets Approved… or Rejected | Finance Friday Ep. 02
This is the part of the real estate financing process most investors never see… Welcome to Finance Friday , a special series within the BLD Financial Podcast. In these shorter episodes, Josh and Ehren break down timely…
From Investor to Operator: Scaling Beyond Small Multifamily ft. Alex Pal Ep. 32
"The best deals in real estate are made. They're not found." What happens after you've bought your first duplex? In this episode of the BLD Financial Podcast, Josh Findlay and Ehren Laycock sit down with Alex Pal, founder of Pal…
CMHC Just Changed Everything for Multifamily Investors… | Finance Friday Ep. 01
Rental housing financing is changing… and CMHC just made another round of updates that multifamily investors and developers need to understand. Welcome to Finance Friday , a special series within the BLD Financial Podcast. In…
The Urban Planner Behind Toronto's Missing Middle Movement ft. Blair Scorgie Ep. 31
"I watched most of my generation get priced out of Toronto and I took it personally." What happens when an urban planner decides the housing system needs to change? In this episode of the BLD Financial Podcast, Josh Findlay and…
What a Private Lender Learned From Funding Hundreds of Deals ft. Matt Gonsalves Ep. 30
What can a private lender who's funded hundreds of real estate deals tell us about the future of housing in Canada? In this episode of the BLD Financial Podcast, we're joined by Matt Gonsalves, Vice President & Broker at Foremost…
Why Canada Makes Housing So Hard To Build ft. Chris Spoke Ep. 29
“The harder it is to build housing, the less housing gets built… and then we have an affordability crisis.” Canada says it wants more housing… So why does the system make it so difficult to actually build it? In this episode of…
Is the BRRRR Strategy Dead in Canada… Or Is There Still Opportunity? ft. Jack Bernstein Ep. 28
"Does the BRRRR strategy still work in Canada… or is it over?” In this episode of the BLD Financial Podcast, we’re joined by Jack Bernstein of Bernstone Capital to break down what’s actually happening in today’s Canadian real…
President of Canada’s Largest Mortgage Network Reveals What's Coming with AI ft. Eddy Cocciollo Ep. 27
“We believe the next 5 years will be the best 5 years the mortgage industry has ever seen.” In this episode of the BLD Financial Podcast, we’re joined by Eddy Cocciollo, President of DLCG Mortgage Group, one of Canada’s largest…
Why Most Developers FAIL Before They Even Build ft. Zachary Jancsar Ep. 26
“You think you're walking into a project… and then you find out after you've acquired it, you can’t even do it.” In this episode of the BLD Financial Podcast, we’re joined by Zachary Jancsar, a mid-market real estate developer…
$11 Billion in Energy Incentives: Are Developers Missing the Opportunity? ft. Jayden Haywood Ep. 25
“A major mistake right now is that a lot of money gets left on the table when developers don’t think about rebates and incentives early enough.” In this episode of the BLD Financial Podcast, we’re joined again by Jayden Haywood…
Ontario's ADU Boom: The Operator Behind the Backyard Housing Shift ft. Yasser Majd Ep. 24
"We’re building a house behind a house…. we have a neighbor to the left, neighbor to the right, neighbor to the rear… very niche space in that aspect." In this episode of the BLD Financial Podcast, we’re joined by Yasser…
From Triplexes to 60 Acres: Scaling Into Development ft. Dane Buttenaar Ep. 23
“Once you control the land, everything becomes a business decision — not an emotional one.” In this episode of the BLD Financial Podcast, we’re joined by Dane Buttenaar, a real estate developer who scaled from small multifamily…
The Debt Hangover: A Reckoning After 20 Years of Easy Money ft. Vince Gaetano Ep. 22
“People were drunk off of the appreciation of the assets over two decades… It's almost like a bad hangover” In this episode of the BLD Financial Podcast, we’re joined by Vince Gaetano, a veteran mortgage professional with over…
How Skyline Built a $10B Real Estate Empire in Canada ft. Jason Castellan Ep. 21
“People envy where you are now — they don’t envy how you got there.” In this episode of the BLD Financial Podcast, we sit down with Jason Castellan, CEO and Co-Founder of Skyline Group of Companies, one of Canada’s largest…
Meet the 'Fixer' Trusted by Canada's Old-School Real Estate Families ft. Joe Mysak Ep. 20
“It’s not the money, it’s the game — that’s what I actually love about real estate.” In this episode of the BLD Financial Podcast, we sit down with Joe Mysak, the 'fixer' trusted by Canada’s old-school real estate families. With…
Collapse of Canada's Middle Class: Inflation, Housing & Hard Assets ft. Nick Karadza Ep. 19
“Most people think housing got more expensive. It didn’t — the dollar got weaker.” In this episode, we sit down with Nick Karadza, an investor, educator, and co-founder of Rock Star Inner Circle whose work has helped thousands of…
Death, Taxes, Family Trusts & When To Incorporate ft. Michal Wach Ep. 18
In this episode of The BLD Financial Podcast, we’re joined by Michal Wach, a real estate investor, tax accountant, and coach who has been investing since 2008. Michal shares how he built a portfolio that includes a Muskoka luxury…
2025 Market Recap: Rates, Bonds & What’s Next for Investors | BLD Podcast Ep. 17
“2025 was the year of volatility — but out of the chaos came stability.” In this episode of the BLD Financial Podcast, Josh & Ehren break down what defined the Canadian real estate market in 2025—and what investors need to…
“We’ve Killed the Condo Market”: Toronto City Councillor Brad Bradford on Housing Fixes | Ep. 16
“We’ve Killed the Condo Market.” Toronto City Councillor Brad Bradford joins Josh & Ehren to break down how policy, red tape, and costs are choking housing supply — and what it’ll take to make Toronto buildable again. Listen to…
Nick Hill's Warning: UBI & AI Will Transform Canadian Real Estate Forever Ep. 15
Nick Hill shares a warning every Canadian real estate investor, broker, and entrepreneur needs to hear about the future of AI, Universal Basic Income (UBI), and the direction of Canadian real estate investing. In the fifteenth…
From Toronto Firefighter to Mid-Size Multifamily Developer ft. Bryan Bouchard Ep. 14
What does it really take to scale from duplexes to ground-up developments? In the fourteenth episode of the BLD Financial Podcast, we’re joined by Bryan Bouchard, a seasoned investor and developer who has built a career helping…
Multi-Family Insurance Secrets to Protect Your Profits ft. Samuel Castillo Ep. 13
What does it really take to navigate rising insurance premiums? In the thirteenth episode of the BLD Financial Podcast, we’re joined by Samuel Castillo, an expert in multi-family and builder’s risk insurance who’s built a career…
Financially Free by 26 → BRRRRing Apartment Buildings ft. Carlos Afanador Ep. 12
What does it really take to go from maxxing out your credit cards for a downpayment on a 2-bedroom house to doing a $1M renovation on a 32-unit apartment building? In the twelfth episode of the BLD Financial Podcast, we’re joined…
The New Breed of Toronto Developer: Why Most Projects Fail ft. Ryan Valente Ep.11
What’s the real reason most real estate development projects fail? In the eleventh episode of the BLD Financial Podcast, we sit down with Ryan Valente, a hands-on real estate developer with over 15 years of construction…
The War Against Real Estate Developers is Coming To An End ft. Josh Kaufman Ep. 10
Is the war on real estate developers finally coming to an end? In the tenth episode of the BLD Financial Podcast, we’re joined by Josh Kaufman, one of the most experienced minds in Canadian real estate development. With over…
How Appraisers ACTUALLY Calculate Multifamily Property Values ft. Graham Morrison Ep. 09
Ever wonder what factors real estate appraisers utilize when calculating the value of a multifamily property? In the ninth episode of the BLD Financial Podcast, we sit down with Graham Morrison, Principal, Senior Director…
The Brutal Reality of Hard Money & Private Lending ft. Kyle Ford Ep. 08
Why would you ever go to a 'C Type Lender' for borrowing money on your investment property? In the eighth episode of the BLD Financial Podcast, we sit down with Kyle Ford to explore the world of private money lending. Kyle…
Mid-Level Investments & The Future of High-Rise Housing ft. Daniel Foch Ep. 07
“We never learned to deal with these issues, because they never existed in our life. Our generation grew up without ever thinking about inflation.” In this episode of the BLD Financial Podcast, we sit down with Daniel Foch, Chief…
The Beauty of Multiplex Condo Unit Legal Structuring ft. Ben Singer Ep. 06
'We are seeing huge interest in people building up as-of-right multiplexes & small apartment buildings in Toronto & the GTA". In this episode of the BLD Financial Podcast we sit down with Ben Singer, condo development real estate…
Ditching Ontario for Alberta Real Estate ft. Mark Loeffler Ep. 05
After years of investing in the Ontario real estate market, why has Mark Loeffler pivoted to Alberta? In the fifth episode of the BLD Financial Podcast we sit down Mark Loeffler, realtor, investor & podcast host to chat about…
Why Canadians Are To Blame For Inflated Real Estate Prices ft. Andrew Hines Ep. 04
What has Andrew Hines been up to since stopping his podcast? In the fourth episode of the BLD Financial Podcast we sit down with the man, the myth, the legend, Andrew Hines to chat about EVERYTHING going on with real estate and…
Energy Efficiency Upgrades Saving Investors Thousands Ft. Jayden Haywood Ep. 03
Are you a real estate investor looking to learn more about how to improve the energy efficiency of your properties? Want to learn how investors are taking advantage of the new 4 plus 1 developments in the GTA? In the third…
The 'Missing Piece' to Missing Middle Construction Financing Ft. Kunj Patel Ep. 02
After many years of creating educational based content for YouTube & social media, we are excited to announce the launch of our first podcast: the BLD Financial Podcast!🎙 This podcast is a chance for us to share the indepth…
BRRRR Method Is Cancer To Canadian Real Estate Ft. Jack Bernstein Ep. 01
After many years of creating educational based content for YouTube & social media, we are excited to announce the launch of our first podcast: the BLD Financial Podcast!🎙 This podcast is a chance for us to share the indepth…